The public has now caught on to a great trend in which car service shops cover your deductible. For 6 decades and more, the ordinary citizen has been driven to financial ruin through misunderstanding fueled by the propaganda told by insurance providers. The most of that was done on purpose by the insurance companies, and in part it is due to many people succumbing to the “ignorance is bliss” mindset. Often, the insurance companies have treated their claimants as fools unless they were represented by attorneys.
The insurance company made hidden arrangements with certain collision repair shops to work with them directly and take advantage of the vehicle owner due to a lack of information, information not provided to the vehicle owner. I’m happy that you, the reader, have stumbled upon this useful information given below because it only stands to your benefit to remain informed.
This information remains primarily known mostly to those already working in the insurance industry.
May a auto body shop cover my deductible?
Yes, body shops may waive or cover your deductible. And they may choose to do so as part of their business model. It is in their best interests to provide you, the client, with excellent care, and paying the deductible is considered sound business practice to relieve any finacial or emotional distress the customer might be feeling as a result of the crash.
What is a deductible and when does it incur?
Let us see how the deductible functions. On the whole, whether you trigger an injury or incur damage to your vehicle as the consequence of an accident, the claim is covered by the policy set by the insurance company and the deductible is the amount which you are responsible for in order to proceed with the claim and repair process.
What are common deductible amounts?
Most commonly, deductibles range from $500 to $1000. For many, this is a hefty price tag. However, now that you know that choosing a licensed collision repair shop of your preference will save you money on your deductible, why not take advantage of this knowledge?
What are the best and worst case scenarios if you are unable to cover your deductible?
The best case scenario is using the knowledge learned from this article and searching for a body shop to waive your deductible and reaching an amicable agreement with the body shop on how the repair will be carried out.
In the event you wind up in a body shop recommended by the insurance company, you won’t be able to get the car out before the deductible is paid in full. And if you are unable to pay, then the shop may take possession of your vehicle via a lien. This is the worst case scenario, so do yourself a favor and avoid it.
